Commercial Real Estate & Business Financing

Commercial financing with clarity, structure, and execution.

Loan sizes from $150,000 to $10,000,000 for serious borrowers, investors, and business owners.

Our Services

Banc Capital Financial Services provides commercial real estate and business financing solutions for qualified borrowers, investors, and owner-operators. Services are focused on structuring and securing financing for income-producing properties and business-related real estate.

Commercial Real Estate Loans

Financing for multifamily, mixed-use, retail, office, hospitality, and income-producing properties.

Business Financing

Capital solutions for owner-operators, acquisitions, expansion, and working capital needs.

Investor Real Estate Loans

Fix and flip, rental portfolio, bridge, and value-add financing opportunities.

Specialty Property Financing

Experience with hotels, churches, funeral homes, storage, and other specialty property types.

Structured Financing Solutions

Access to private lenders, banks, and non-bank capital sources to help structure financing that fits your objectives.

Advisory & Deal Positioning

Guidance on structuring, packaging, and presenting opportunities to improve financing outcomes and execution.

About

Since 2004, Banc Capital Financial Services has leveraged over 40 years of banking and capital markets experience to deliver a dynamic range of commercial real estate financing, investor real estate loans, business loans, and advisory services.

Through established relationships with private investors, banks, and non-bank lenders, we provide multiple financing options designed to align with each borrower’s specific needs and long-term objectives.

Led by Fred Gibbs, Principal Capital Advisor, and supported by an experienced team, Banc Capital is committed to simplifying the financing process while staying true to our promise of “taking the headache out of banking” for our clients.

Fred Gibbs, Principal Capital Advisor
Fred Gibbs
Principal Capital Advisor

Representative Closed Transactions

The following examples reflect a range of financing transactions completed across multiple property types and markets.

Multifamily – Charlotte, NC – $3,400,000
Non-Flagged Hotel – Memphis, TN – $865,000
Funeral Home – Atlanta, GA – $2,100,000
C-Store – Columbia, SC – $350,000
Condominium Development – Punta Gorda, FL – $4,100,000
Manufacturing (Real Estate & Equipment) – Greenville, SC – $1,300,000
SFR Fix & Flip – Asheville, NC – $280,000
SFR Fix & Flip – Greenville, SC – $480,000
RV Park – Rutherfordton, NC – $600,000
Church – Spartanburg, SC – $1,300,000
Church – Spartanburg, SC – $480,000
Church – Greensboro, NC – $725,000
Church – Greenville, SC – $925,000
Commercial Mixed Use – Kernersville, NC – $1,300,000
Secured Storage – Gastonia, NC – $3,800,000
Commercial Mixed Use – Cleveland, OH – $650,000
Commercial Retail Center – Liberty, SC – $450,000
Commercial Mixed Use – Pickens, SC – $300,000
Single Tenant Retail – Spartanburg, SC – $375,000
Condo / Apartments – Tuscaloosa, AL – $21,000,000
Commercial Mixed Use – Washington, DC – $2,600,000

The LaGrace OS Advantage

Banc Capital utilizes the LaGrace OS business operating system to help clients improve organization, accountability, operational clarity, and strategic execution.

This operational framework helps business owners and investors strengthen execution, improve financial visibility, and position their companies for sustainable growth and financing readiness.

Learn More About LaGrace OS

Insurance Solutions

Banc Capital via Kingdom Impact System provides access to insurance solutions for real estate investors and property owners through a trusted third-party provider.

Landlord & Investment Property Insurance

Obtain a fast and competitive insurance quote for rental properties, investment real estate, and landlord coverage.

Get Insurance Quote

Disclosure: Banc Capital via Kingdom Impact System participates in an affiliate relationship with Steadily Insurance and may receive compensation for referrals. Insurance products are offered through licensed insurance providers. Banc Capital via Kingdom Impact System is not an insurance agency or carrier.

Contact & Consultation Booking

Contact Banc Capital Financial Services directly by phone, email, office location, or schedule a consultation online.

Phone

864.973.7680

Address

1451 East Main St
Spartanburg, SC 29307

Schedule a Consultation

Discuss your financing needs, transaction details, and timeline in a direct consultation.

Schedule Online

Select a convenient consultation time. After choosing your appointment time, you will be prompted to complete the required intake form so we can review your financing request before the call.

Schedule Now

Request a Financing Review

Banc Capital Financial Services is committed to providing clear financing guidance, responsive service, and practical solutions for commercial real estate investors, business owners, and qualified borrowers.

Schedule a Consultation